Strategic Group Staff Benefits for 2026

The Federal Employee Dental and Vision Advantages Improvement Act of 2004 offered OPM the chance to establish plans under which extra oral and vision benefits are provided to Federal staff members, retired people, and their dependents. Dental and vision benefits very first appeared only to eligible Federal and Postal employees, senior citizens, and their qualified household members on an enrollee-pay-all basis through the program called the Federal Worker Dental and Vision Insurance Program (FEDVIP).

This Program enables oral insurance and vision insurance coverage to be acquired on a group basis which implies competitive premiums and no pre-existing condition constraints. Premiums for registered Federal and Postal workers are withheld from wage on a pre-tax basis. Registration takes place throughout the annual Federal Advantages Open Season in November and December.

Eligible individuals can enroll in an oral and/or vision plan. They might enlist in a prepare for Self Only, Self Plus One, or Self and Household protection. Qualified family members consist of one's partner and single civilian dependent children under age 22 or unmarried TRICARE-eligible dependent children under age 21 (non-student) or 23 (full-time student).

Choosing Quality Dental and Vision Plans

This also consists of stepchildren and foster kids who deal with the enrollee in a regular parent-child relationship. Under specific situations, one might also continue protection for a kid 22 years of age or older who is incapable of self-support and for a TRICARE-eligible dependent kid over age 21 or 23 who meets the Department of Defense's requirement for inability and support or for inability and dependency.

Modifications in reliant eligibility under healthcare reform (Inexpensive Care Act) do not affect eligibility for children under FEDVIP. Workers need to be qualified for the FEHB Program in order to be eligible to enlist in FEDVIP. It does not matter if they are really enrolled in FEHB - eligibility is the secret.

Harmony SoCal Insurance

For enrollment/premium questions regarding oral and vision insurance coverage, please contact BENEFEDS at 1( 877 )888-3337. To enlist in FEDVIP, please go to .

The 2026 Look at Business Insurance

To talk to a licensed Humana sales agent, call 866-597-0895 (TTY: 711), Monday Friday, 8 a.m. 9 p.m., Eastern time. You can also shop online for dental plans in your location.

The purpose of this interaction is the solicitation of insurance coverage. Contact will be made by an insurance representative or insurer. This policy has exemptions, constraints, and terms under which the policy might be continued in force or ceased. For costs and complete details of the coverage, please call your representative or the health plan.

Call our Client service number, (TTY: 711). ATENCIN: Si habla espaol, tiene a su disposicin servicios gratuitos de asistencia lingstica. Llame a nuestro nmero de Servicio de Atencin al Cliente (TTY: 711). 711.

FEDVIP is available to eligible federal and U.S. Postal Service (USPS) employees, annuitants, and survivor annuitants, along with specific retired uniformed service members, active service family members and survivors.

Oral care is an essential part of an employee's health. Dental insurance coverage can be structured in several methods to be personalized to reach your requirements. It is composed of preventative, fundamental, and major services. We offer your clients a full suite of dental plan choices, each with a different level of choice, protection and savings.

Harmony SoCal Insurance

Improving Group Health ROI

DHMO strategies are normally priced around 50% less than a comparable open gain access to strategy, making it our most economical plan type. PPO plans give staff member the liberty to see any dentist or specialist in or outside our substantial national network. No referrals are needed. When they remain in-network, they delight in the significantly lower rates we have actually worked out with our providers.

If your employer provides Renaissance oral insurance coverage as part of your work environment advantages package, you'll have the opportunity to register in a group plan that fits your needs and spending plan. Enrolling through your employer may assist you save money on your oral healthcare. Many employers include dental insurance coverage as part of their workplace advantages bundle, offering group rates that are typically more inexpensive than specific strategies.

Harmony SoCal Insurance

Be sure to speak to your business's HR agent to discover more about the group dental strategies offered to you, and make the most of the benefits that include becoming part of a larger coverage network.

Vision Advantages of America (VBA) is committed to keeping companies, brokers and members informed about modifications that impact their worker advantages programs. VBA has provided group dental benefits through TruAssure Insurer for more than 10 years. As an outcome of a company decision by TruAssure Insurer, the dental insurance arrangement in between TruAssure and VBA will end effective November 1, 2026.

Critical Group Benefit Updates for Employers

We understand provider modifications can be inconvenient. Whether you're a company, broker or member, you might have questions about what this indicates for you. Our team is committed to helping make this transition as smooth as possible.